*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#FAF7F0;color:#07182D;line-height:1.65}
a{color:inherit}
.container{width:min(1180px,calc(100% - 48px));margin:auto}
.header{min-height:86px;padding:18px 40px;background:#FBF8F1;border-bottom:1px solid rgba(196,143,58,.25);display:flex;align-items:center;justify-content:space-between;gap:30px}
.logo{text-decoration:none}
.logo span{display:block;font-family:'Snell Roundhand','Brush Script MT','Segoe Script',cursive;font-size:40px;line-height:.9}
.logo small{display:block;margin-top:8px;color:#C48F3A;letter-spacing:8px;font-size:11px}
nav{display:flex;gap:26px;flex-wrap:wrap}
nav a{text-decoration:none;text-transform:uppercase;font-size:13px;font-weight:700}
.hero{background:radial-gradient(circle at 85% 15%,rgba(196,143,58,.20),transparent 28%),linear-gradient(135deg,#fbf8f1,#f4eadb);padding:86px 0 105px;border-bottom:1px solid rgba(196,143,58,.20)}
.hero-grid{display:grid;grid-template-columns:1fr .75fr;gap:72px;align-items:center}
.eyebrow{color:#C48F3A;text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:800}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400}
h1{font-size:clamp(42px,5vw,68px);line-height:1.1;margin:12px 0 24px}
h1 span{color:#C48F3A}
h2{font-size:clamp(30px,3vw,44px);line-height:1.15;text-align:center}
.lead{font-size:19px;color:#374151}
.rule,.center-rule{width:150px;height:2px;background:#C48F3A;margin:28px 0}
.center-rule{margin:16px auto 42px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-block;text-decoration:none;text-transform:uppercase;font-size:12px;font-weight:800;padding:14px 22px;border-radius:3px}
.gold{background:#C48F3A;color:#fff}
.outline{border:1px solid #C48F3A}
.notebook-card{background:rgba(255,255,255,.70);border:1px solid rgba(196,143,58,.28);border-radius:26px;padding:45px;text-align:center;box-shadow:0 24px 70px rgba(7,24,45,.08)}
.notebook{width:260px;height:190px;margin:auto;background:linear-gradient(145deg,#111,#303030);border-radius:10px;display:flex;flex-direction:column;align-items:center;justify-content:center;color:#C48F3A}
.notebook strong{font-family:Georgia,serif;font-size:56px}
.notebook span{letter-spacing:5px;font-size:11px}
.reassurance{background:#06172B;color:#fff;padding:16px 0;text-align:center;font-size:13px;letter-spacing:.4px;border-top:1px solid rgba(196,143,58,.22);border-bottom:1px solid rgba(196,143,58,.22)}
.values{margin-top:-45px;position:relative;z-index:3}
.value-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:white;border:1px solid rgba(196,143,58,.25);border-radius:14px;overflow:hidden;box-shadow:0 18px 45px rgba(7,24,45,.08)}
.value-grid article{padding:30px 24px;text-align:center;border-right:1px solid rgba(196,143,58,.25)}
.value-grid article:last-child{border-right:0}
.value-icon{font-size:42px;color:#C48F3A;line-height:1;margin-bottom:14px}
.value-grid strong{text-transform:uppercase;letter-spacing:1px}
.value-grid p{font-size:14px;color:#4B5563}
.section{padding:82px 0}
.white{background:#fff}
.center{text-align:center}
.intro-block{background:#FAF7F0}
.text-link{color:#C48F3A;font-weight:800;text-decoration:none}
.service-grid,.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:36px}
.why-grid{grid-template-columns:repeat(3,1fr)}
.service-grid article,.why-grid article{background:#FAF7F0;border:1px solid rgba(196,143,58,.25);border-radius:18px;padding:28px;color:#07182D}
.service-icon,.why-icon{font-size:42px;color:#C48F3A}
.service-grid p,.why-grid p{color:#374151}
.dark{background:#06172B;color:white}
.dark h2,.dark h3{color:white}
.dark p{color:rgba(255,255,255,.82)}
.dark-rule{background:#C48F3A}
.insights-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.insight-card{border:1px solid rgba(196,143,58,.28);border-radius:16px;background:rgba(255,255,255,.045);padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.12)}
.card-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:18px}
.card-head p{margin:0;color:rgba(255,255,255,.74)}
.card-head span{background:#C48F3A;color:#06172B;border-radius:999px;padding:7px 10px;font-size:11px;font-weight:900;text-transform:uppercase}
.simulator{display:grid;grid-template-columns:190px 1fr;gap:18px;align-items:start}
.fields{display:grid;gap:10px}
.fields label{font-size:12px;font-weight:800;color:rgba(255,255,255,.82);text-transform:uppercase;letter-spacing:.5px}
.fields input{width:100%;margin-top:5px;padding:9px 10px;border-radius:7px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);color:#fff}
canvas{width:100%;height:auto;display:block;background:rgba(255,255,255,.035);border-radius:12px}
.sim-results{grid-column:1/3;display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.sim-results div{border:1px solid rgba(255,255,255,.14);border-radius:10px;padding:12px}
.sim-results small{display:block;color:rgba(255,255,255,.58);font-size:11px;text-transform:uppercase;font-weight:800}
.sim-results strong{font-size:18px;color:#fff}
.credit-chart{width:100%;height:auto;background:rgba(255,255,255,.035);border-radius:12px}
.credit-chart line{stroke:rgba(255,255,255,.30);stroke-width:2}
.credit-chart .line-gold{fill:none;stroke:#C48F3A;stroke-width:6;stroke-linecap:round}
.credit-chart .line-muted{fill:none;stroke:rgba(255,255,255,.48);stroke-width:4;stroke-linecap:round}
.credit-chart text{fill:rgba(255,255,255,.72);font-size:14px}
.credit-note{margin-top:16px;border-left:3px solid #C48F3A;padding-left:14px}
.credit-note strong{color:#C48F3A}
.note{font-size:11px!important;color:rgba(255,255,255,.58)!important}
.pedago-note{max-width:900px;margin:34px auto 0;text-align:center;color:rgba(255,255,255,.70)!important;font-size:14px}
.transmission{background:#FAF7F0}
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.split h2{text-align:left}
.split p{color:#374151;font-size:17px}
.check-list{display:grid;gap:12px;margin-top:18px}
.check-list span{color:#C48F3A;font-weight:800;margin-right:8px}
.warning{background:#fff;border-left:3px solid #C48F3A;padding:14px 16px;font-size:14px!important;margin-top:18px}
.contact{background:#06172B;color:white}
.contact-grid{display:grid;grid-template-columns:1fr 1fr auto;gap:42px;align-items:center}
.contact h2{text-align:left;color:white}
.rdv-list p{margin:7px 0;color:rgba(255,255,255,.82)}
.footer{background:#06172B;color:rgba(255,255,255,.65);padding:28px 40px;border-top:1px solid rgba(196,143,58,.25)}
.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:32px}
.footer-script{display:block;font-family:'Snell Roundhand','Brush Script MT','Segoe Script',cursive;color:#fff;font-size:34px;line-height:.9}
.footer-sub{display:block;margin-top:8px;color:#C48F3A;letter-spacing:8px;font-size:11px}
.footer p{font-size:12px;text-align:right}
.about-hero{padding:78px 0;background:linear-gradient(135deg,#fbf8f1,#f4eadb)}
.about-grid{display:grid;grid-template-columns:360px 1fr;gap:70px;align-items:center}
.photo-card{background:white;border:1px solid rgba(196,143,58,.25);border-radius:28px;padding:18px;box-shadow:0 24px 70px rgba(7,24,45,.08)}
.photo-card img{display:block;width:100%;border-radius:22px}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.badges span{border:1px solid rgba(196,143,58,.35);background:rgba(255,255,255,.55);border-radius:999px;padding:8px 12px;font-size:12px;font-weight:800;color:#07182D}
.engagements{background:#FAF7F0}
.quote{text-align:center;max-width:900px}
.quote p{font-family:Georgia,serif;font-size:34px;line-height:1.3}
.signature-script{display:block;font-family:'Snell Roundhand','Brush Script MT','Segoe Script',cursive;color:#C48F3A;font-size:48px;line-height:1;margin-top:24px}
.signature-sub{display:block;color:#C48F3A;letter-spacing:8px;font-size:11px;margin-top:4px}
@media(max-width:900px){
  .header{align-items:flex-start;flex-direction:column}
  .hero-grid,.value-grid,.service-grid,.why-grid,.contact-grid,.about-grid,.split,.insights-grid,.simulator{grid-template-columns:1fr}
  .values{margin-top:0}
  .value-grid article{border-right:0;border-bottom:1px solid rgba(196,143,58,.25)}
  .sim-results{grid-column:auto;grid-template-columns:1fr}
  .footer-inner{flex-direction:column;align-items:flex-start}
  .footer p{text-align:left}
}
